Tailored Packages
Fast Approvals
Flexible Repayment Options
Friendly & helpful staff
Convenience
Tailored Packages
Fast Approvals
Flexible Repayment Options
Friendly & helpful staff
Convenience
Loans starting at rates as low as 6.29%
Why Choose Us
No Applications
Refused!
Personal and Friendly
Service
Access to Australia’s largest banking & non-banking lenders
30 Years Industry
Experience
Fast Turnaround
Time
Vast Lender
Network
Best Selling Products

Obtaining a car with the best finance can be tricky if you are unaware of car finance processes Many finance companies offer flexibility and support irrespective of your credit status…

If you are yet to explore Australia but are short of funds, Car Finance will be your financer. Avail our finance and insurance services for a wide range of activities…

Getting your business off the ground is already challenging enough, but especially so when having specialised equipment is essential to get started. …
Best Selling Products

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans Near Adelaide. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans Near Adelaide. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans Near Adelaide. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans Near Adelaide. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

Let us help you enjoy all of the fun things life has to offer with a fast and flexible Leisure Loans. With loans available to suit motorbikes…

Gap Insurance Gap Warranty is a great way of ensuring that you are covered no matter what happens. Gap Warranty saves you from being out-of-pocket in the event that your car is deemed to be a total loss, either from accident or theft, and what you owe is more than the payout by your Warranty […]

Comprehensive Car Insurance Your car is a valuable asset that needs to be protected. Australian roads can be hazardous. Accidents happen. The clever move is to get protected with comprehensive car Warranty from Car Finance 4 You. Speak with one of our experienced consultants today. We have a number of tailored packages to suit your […]

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

Let us help you enjoy all of the fun things life has to offer with a fast and flexible Leisure Loans. With loans available to suit motorbikes…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

Let us help you enjoy all of the fun things life has to offer with a fast and flexible Leisure Loans. With loans available to suit motorbikes…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

We offer 100% finance, no money down and loan terms of up to 84 months! New and Used Car Loans in Melbourne. Don’t put off getting that car…

Let us help you enjoy all of the fun things life has to offer with a fast and flexible Leisure Loans. With loans available to suit motorbikes…

Getting your business off the ground is already challenging enough, but especially so when having specialised equipment is essential to…
Hear From
Our Experienced Team
Peter Consolino
Director, carfinance4you
I have spent my entire working life in the finance industry commencing in 1981 with the Commonwealth Bank.
David Cogger
Director, carfinance4you
I have been in the finance industry since 1976 & joined the asset finance side in 1989 working as a business manager.
How to Get Started

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with Us

We Assess
Your Application



We Find the
Best Suitable
Loan For You



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Approved
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What Our Customer Say About Us
Taylah Westwood2025-08-06Trustindex verifies that the original source of the review is Google. Peter has always gone above and beyond to help me with whatever I’ve needed and been able to always come up with a solution. Have known him for over 10 years now and will always ask for his help when needed! Thanks Peter! NICOLE SONNET2025-07-16Trustindex verifies that the original source of the review is Google. David from Carfinance4you was amazing! He made getting finance for my caravan very easy. I would highly recommend speaking to David for finance. Kerrie Sheppard2025-07-13Trustindex verifies that the original source of the review is Google. What an absolute pleasure it was dealing with Car Finance 4 You. Not only did I get a great interest rate with a reputable Company but the whole application process from start to signing the loan approval was simple, fast and efficient. The team from car finance 4 you listened to what I wanted and delivered, keeping me informed along the way. Their friendly , and professional approach made me feel very comfortable and confident in dealing with them. Would highly recommend contacting Car Finance 4 you for any car financing needs. 5 stars. Austin Crabtree2025-07-08Trustindex verifies that the original source of the review is Google. David was very helpful with the entire financing process. Made everything super easy! T-Sil Park2025-06-29Trustindex verifies that the original source of the review is Google. Great assistance making the process very easy Traveena Maloney2025-06-23Trustindex verifies that the original source of the review is Google. I had a truly exceptional service from Car finance 4 you. Peter was absolutely incredible to work with. From the very beginning, he was proactive, reliable, and genuinely committed to helping us secure finance for our new car. What really stood out was his dedication, he worked outside hours and even over the weekend to ensure everything moved quickly and smoothly. A process that felt overwhelming and almost impossible turned into a seamless experience thanks to Peter. They truly lived up to the promise of 24-hour approval, and we had the car secured in just two days! His communication was clear, timely, and reassuring every step of the way. I can’t thank him enough for his support and would confidently recommend to anyone looking for finance. Outstanding service and a true professional. Neil Walsh2025-06-23Trustindex verifies that the original source of the review is Google. Car finance 4you have been fantastic to deal with especially Dave Cogger the broker well done Dave Kuldip and Neil Jessie Greenway2025-06-16Trustindex verifies that the original source of the review is Google. David went above and beyond. Thank you so much. A+ service Vanessa Tweedie2025-05-29Trustindex verifies that the original source of the review is Google. I would just like to say thankyou to car finance 4 you for a very professional job you have done for us with our present loan. and in the past You handled our application with great expertise and wondered customer service With a very quick outcome Thankyou and regards Tim and Vanessa oconnor Todd Neal2025-05-24Trustindex verifies that the original source of the review is Google. Great service. Peter helped me get my first car loan. He made it a very easy process and was able to get everything sorted very quickly. I couldn't have asked for better service. Thanks Peter!
Learn More About Carfinance4You
Cheap finance for all Victorians
Dream of hitting the open road in your car but are worried about the financial burden? Look no further! Our cheap car finance options in Australia make owning a vehicle more accessible than ever before.
At Car Finance 4 You, we understand that purchasing a car is a significant investment. That is why we are dedicated to providing affordable financing solutions tailored to suit your needs and budget.
Cheap Car Finance and Loan Specialists
Car Finance 4 You is a leading car finance company in Melbourne, committed to making the car loan process simple and quick for our clients. Specialising in providing low interest car loans, our car finance allows Melbourne locals to find competitive deals that will save them money. We provide used car finance in Melbourne, Australia, to fulfil your car dreams at your budgeted cost. We also keep the complex paperwork and form-filling to a minimum, saving you time. If a quick car loan in Melbourne is what you need, we make it happen!
Why Choose Us for Cheap Car Finance in Australia?
Here are a few reasons why you can trust Car Finance 4 You for your finance solutions.
Low Interest Rates
The team at Car Finance 4 You has over 35 years of experience in providing cheap car finance throughout Melbourne, as well as competitive equipment loans. With a vast portfolio of trusted lenders and a strong commitment to impeccable customer service, we are prepared to help you attain your dream car. Also, we offer some of the most competitive interest rates in the market, ensuring that you get the best deal possible on your car loan. Moreover, our flexible repayment plans are designed to fit your budget and lifestyle. When it comes to finding appropriate car finance, contact the car loan specialists in Ringwood, Melbourne, Car Finance 4 You!
Fast-approved loans, no matter the vehicle!
Quick Applications
Loan application processes that stretch on for weeks can be tiring. Car Finance 4 You make the entire process of obtaining vehicle finance in Melbourne easier. Our loans are available at reasonable interest rates without the need for security.
While a great credit record can be an advantage, bad credit scores are not a limitation to getting a loan with Car Finance 4 You. Our team can help you find the right loan option with flexible repayment schedules that make availing a loan stress-free. We are at your service to help you make prudent decisions while availing a loan, taking your current finances and expenses into account.
At Car Finance 4 You, we tailor our packages for our customers according to their needs and capabilities. We make sure there are no applications refused while customising the loan terms for you.
Our team of finance experts is here to guide you through the entire process, answering any questions you may have and providing personalised advice to help you make informed decisions.
How to Get Started
Getting cheap car finance in Australia is easier than you think! Simply fill out our online application form or give us a call, and one of our friendly representatives will be in touch to discuss your options.
Whether you need cheap car loans in Melbourne, motorbike loans, boat loans, caravan loans, business loans, or personal loans to finance your lifestyles, we offer secured and unsecured loans that make obtaining one hassle-free. You can apply for a Melbourne car loan or a business or leisure loan and get it approved within 24 hours of applying online!
Finally, a broker you can trust!
Your Trusted Vehicle Finance Broker
Don’t let financial constraints hold you back from owning the car of your dreams. Contact us today and take the first step towards affordable car ownership in Australia!
As vehicle finance brokers in Melbourne you can count on, Car Finance 4 You are committed to providing competitive rates and superior customer service. We also ensure that your chosen loan is the most suitable option for you and is one that you are comfortable with. Worry not, if you want to avail used vehicle finance in Melbourne, give our vehicle finance brokers a call on 1300 862 775 and we’ll try to get you on the road in your dream car quicker than anyone else!
Frequently Asked Questions
Applying for Melbourne car loan or used car financing is a simple process with Car Finance 4 You. You can use our car loan calculator to calculate your term, interest rate, and monthly repayments to get a better understanding.
Car Finance 4 You offer the best car finance in Melbourne, Australia, to both salaried and self-employed individuals. Further, those who are self-employed and are looking for cheap car finance in Melbourne have a number of options at their disposal, depending on the purpose of the car purchase, whether for personal or commercial use, and other such criteria.
At Car Finance 4 You, we provide cheap car loan options in Melbourne for individuals with a bad credit history at low interest rates so that the loan is easy and convenient to repay. We believe in second chances and make it possible for people with bad credit to realise their dreams through our cheap car loans.self-employed and are looking for cheap car finance in Melbourne have a number of options at their disposal, depending on the purpose of the car purchase, whether for personal or commercial use, and other such criteria.
To avail a car loan or used car financing in Melbourne, it is essential that borrowers have documented proof of their income, expense, identity, etc. In some cases where individuals are intending to apply for a bad bad credit loan or a low doc loan, the requirements may vary.
Read More
Drive Your Dream Car: Used Car Loans Melbourne Made Easy with Car Finance 4 You
Dreaming of hitting the open road in your ideal car but worried about financing? Car Finance 4 You makes car ownership more accessible than ever with affordable and flexible car loan options in Melbourne.
Affordable Used Car Loans in Melbourne
We specialize in providing both new and used car loans, helping you find the perfect financing solution whether you need a reliable daily ride, a spacious family car, or a fuel-efficient commuter vehicle. Our expert team ensures you get the best loan to fit your budget and needs.
Why Choose Car Finance 4 You?
Competitive Rates & Flexible Terms
We work with a vast network of lenders to secure the most competitive interest rates and flexible repayment options.
With over 35 years of experience, we specialize in securing low-interest car loans that save our clients money over the life of their loans.
Fast & Hassle-Free Approvals
We streamline the loan process, minimizing paperwork and form-filling.
Our digital applications and online document submissions reduce processing time, ensuring a quick and easy approval process.
Expert Guidance Every Step of the Way
Our finance specialists provide personalized advice to help you make informed decisions.
We tailor loan packages to your financial situation, ensuring you get the best deal possible.
Bad Credit? No Problem!
We understand that financial situations vary, and we offer financing options for those with less-than-perfect credit.
Our flexible repayment plans ensure you can secure a loan without unnecessary financial stress.
How to Get Started
- Apply Online – Fill out our quick and easy online application form.
- Get Approved – Our team will assess your application and find the best financing options for you.
- Drive Away – Once approved, you can purchase your dream car and hit the road!
Serving Melbourne & Beyond
We proudly offer vehicle financing solutions to clients across Melbourne, Sydney, Brisbane, Perth, Adelaide including areas such as:
Morwell, Shepparton, Traralgon, Wangaratta, Bayswater North, Croydon, Goulburn Valley, Heathmont, Kilsyth South, Lilydale, Ringwood, Warragul, Warranwood, Wodonga, Yarrawonga.
Carrum Downs, Craigeburn, Cranebourne, Doreen, Dromana, Epping, Frankston, Mernda, Mornington, Mount Eliza, Mount Martha, Safety Beach, South Morang, Echuca, Geelong
Contact Us Today!
Get a free quote and explore your used car loan options at www.carfinance4you.com.au or call us at 1300 862 775. Let Car Finance 4 You help you drive away in your dream car today!