Purchasing a car has lately become a basic necessity for convenience rather than a luxury. However, making the purchase cannot be done without making the necessary calculations to identify if you can afford one. Even with the purchase value of any particular car, there are multiple additional costs that many are unaware of. Before you make a decision, finding out how much you can borrow and the possible options for a car loan quote online are essential.
How Much Can You Borrow?
Your car finance quote will depend entirely upon multiple factors such as your credit score, the interest rate ideal for you, and the frequency with which you can pay back the loan amount. Rather than deciding on a vehicle and fixing an amount yourself, the loan amount is calculated based on your ability to pay it back.
Finding out a car finance quote online is essential to identify the kind of vehicle and features you can afford. Blindly deciding on a car without calculating your budget will only lead to disappointments.
Along with helping out with a finance quote for a car, a car loan calculator will also help you understand your potential monthly payment schedule beforehand. So, if at any point you feel you will be unable to pay back the amount calculated based on your income and expenditure, you can figure out other car options more suitable for you.
Calculate Your Potential Loan Amount through Our Car Loan Calculator
Need a car loan calculator to determine what your borrowing capacity is? Just use our handy car finance calculator below or reach out to our team on 1300 862 775 for a more specific answer based on your personal circumstances and income as to how much you can take out as a car loan.
Our clients from all across Melbourne, Victoria including from areas like Morwell, Shepparton, Traralgon, Wangaratta, Bayswater North, Croydon, Goulburn Valley, Heathmont, Kilsyth South, Lilydale, Ringwood, Warragul, Warranwood, Wodonga, Yarrawonga, Carrum Downs, Craigieburn, Cranbourne, Doreen, Dromana, Epping, Frankston, Mernda, Mornington, Mount Eliza, Mount Martha, Safety Beach, South Morang, Echuca, Geelong & more, they trust us for our knowledge on credit loans. Quick & Low-Interest Loans. Contact us Today at 1300 862 775.
Please use our car loan calculator to calculate your repayments
I’d like to thank Cathy, Peter and the team at Car Finance 4 You for the exceptional services they provided. Their speedy turnaround, helpful advice and assistance along the way was second to none. This is the second time I’ve dealt with Car Finance 4 You and each time has been an absolute pleasure. I can’t recommend them highly enough. Thanks again.
Hi Peter, just wanted to give you some feedback on our dealings with David Dent. We were very happy with him keeping us up to date with the process and if he said he would get back to us, he actually did and was able to answer all our questions. We would have no hesitation in using this service in the future or recommending friends and family. Thank you.
Cathy, I would like to thank you and the rest of the team at Car Finance 4 You for your help with our loan application. A couple of phone calls with the information needed, the forms were then brought to us for signing and 24 hours later we were proceeding with our vehicle purchase. Exceptional service from everybody. Thanks again.
Thank you so much to Cath, Peter and all the crew at Car Finance 4 You. The service you provided was second to none. The time that you took to ensure that everything was covered before we came in to finalise the loan for our great new car was a massive time saver. We fully recommend you and will be back when it is time for our next car.
I have been dealing with Peter since 2006. I had given up on ever getting a new car due to poor financial history. Peter, Cath and the team are amazing. They not only organised finance for my car in 2006, they have also been instrumental in their financial advice and assistance in purchasing another car this year. They are prompt, informative and very friendly.
We were wanting to purchase a new family car but struggled to find a lender that would help us due to past financial issues. Peter and Melanie not only helped us get a new car, but went above and beyond what I expected. They were in constant communication with us about our application, dropped paperwork off to our home and found us the car we wanted at a great price.
I would like to thank Cathy and the team at “Car Finance 4 You”; they could not have been more helpful. Not only did they organise my finance, they had insurance and warranty quotes ready for me once my pre-approval was completed. They also found the time to bring the paper work to me which was great. Their great customer service and friendly manner was very pleasing to work with. Very happy customer.
I have been dealing with Peter for more than 15 years. During my most recent experience in purchasing a new family car, I was pressured by the car dealership to take out finance with them. Despite telling me there would be no problem with arranging the finance, by the time my new car was ready to be picked up, the finance was still up in the air.
We have been dealing with Peter and his team since 1997 and have financed all our personal and work vehicles with him during that time. More recently we approached him to finance some specialised equipment which was necessary for our plumbing business.